Raymond FARHAT has 35 years of financial industry experience in Africa and the Middle-East. As CEO of Saham Finances and then Advisor to the Chairman from 2017, he played an essential part in the expansion and development of Saham Group. Thanks to his African expertise, he helped Saham Finances build a unique network in 27 countries across Africa. Raymond FARHAT further directed the sale of Saham Group’s shares in Saham Finances to Sanlam.